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The future of payments is undergoing a significant transformation. Transactions are becoming increasingly automatic, reducing the need for manual or intentional interventions.
Instead of consciously making payments, these will happen automatically and invisibly, running in the background without disrupting the user experience, as explained by Lucas Zardo, CEO for ISPs at Bemobi.
Money still leaves our accounts and our pockets, but we make fewer payments manually and intentionally, and payments are increasingly happening automatically and transparently.
In Brazil, there are currently two main forms of automatic payment that companies use to charge their customers: direct debit and credit cards. However, both have their limitations.
Even so, a new evolution in the payment market is starting to change the game: Automatic Pix.
Automatic Pix is a natural evolution of the Pix instant payment system, which has revolutionized transactions in Brazil. Unlike direct debit, this mode does not require an agreement with the customer's bank, making it more accessible for businesses of all sizes.
Moreover, it offers the same security and speed that characterize Pix, but now with the ability to schedule recurring payments without manual intervention.
This method is designed to gradually replace direct debit, as it combines simplicity, accessibility, and efficiency. And the best part is that it seamlessly coexists with credit cards, expanding options for consumers who prefer the convenience of automatic payments.
For more details on automatic Pix, you may be interested in reading What is automatic Pix and how does it work?
We are witnessing a significant shift in the automatic payments ecosystem in Brazil. Automatic Pix is integrating into the existing options, such as credit cards, to create a more robust and effective framework for payment automation.
Automatic Pix is joining the use of cards and is beginning to be part of this ecosystem of instant payment methods in Brazil, providing a very effective additional means for people to automatically pay their essential bills.
Lucas Zardo, CEO for ISPs at Bemobi
Automatic payments not only benefit consumers but also companies, as they reduce friction in the billing process and improve the customer experience. These types of technologies enable payments to be made smoothly, eliminating delays and ensuring that basic service bills, such as water, electricity, internet, and phone, are paid on time.
The future of payments is clear: it will become invisible and frictionless. In an increasingly digitized world, payment automation will become the norm, and tools like automatic Pix and credit cards will play a fundamental role in this transition.
Imagine a scenario where all our bills are paid automatically, without having to worry about due dates or online banking issues. That is the future being built, and with each new technology, we are getting closer to that ideal of effortless payments.
Lucas Zardo, CEO for ISPs at Bemobi
The challenge for companies will be to adapt quickly to these innovations, seize the opportunities provided by these tools, and offer their customers the best possible experience. Automatic Pix is already here, and its growth will inevitably redefine how we interact with our finances on a daily basis.
With over $2 billion in TPV processed annually, Bemobi stands out as an expert provider of digital payments for essential recurring services across industries such as Telecommunications, Utility companies, Education, Internet Providers, Healthcare and Finance.
Pix, along with other payment methods, is an integral part of the omnichannel digital payment solution. If you want more information, we invite you to fill out the following form, and we will contact you shortly.