Solutions for

FINANCE

Mobile Scoring

Risk management, segmentation, security, identity, and everything you need to build new financial products for your customers based on mobile alternative data.

Features

Risk Score

Our score enhances the risk assessment associated with the origination of credit financial services.
Other Scores

For the evaluation of users throughout the credit products and services lifecycle.
Data Model Enrichment

Our data strengthen existing predictive models and improve performance in segments with little or no traditional information.

Financial Institutions Benefits

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We identify, extract and process data from mobile operators to deliver key solutions that can be used to improve business processes in the financial industry.

Get information on banked and unbanked users or those with little traditional credit information.
Update and monitor your clients' and prospects' information to grow your portfolio and keep it healthy.
Identify new customer segments that allow for increased approval and/or reduced risk level.

What Data do we use?

We have access to data from more than 104 million mobile users in Mexico, reaching more than 77% of the prepaid base (users from 2 of the most important mobile operators in Mexico).

Payment Behavior Data

Useful for interpreting the payment scheme and discipline of a mobile number.

Account Data

Useful to identify the type of contracted services, plans and their usage.

Device Data

Useful in designing a profile and the level of sophistication of the users.

Mobile Activity Data

Useful to know the behavior and mobile use of users.

Contact Network Data

Useful to know the technological social connection of users.

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Risk Score

Improved predictive power, tailored performance metrics, enhanced monitoring, and better long-term cost/benefit. Custom risk scores enhance financial services evaluation.

Origination

Classifies banked and unbanked users or those with little traditional credit information. (No-hits and thin-files).

Credit Management

Allows for updating and monitoring the status of the portfolio and identifying trends to increase and keep it healthy.

Other Scores

Customized solutions to improve different use cases in the credit lifecycle.

Mobile Number Quality Score

General purpose score that offers a pre-trained method of mobile number evaluation. It allows enrichment of onboarding processes.

Contactability Score

Score that improves the contact rate, optimizing operating costs and identifying the best contact channels.

Secure Payment Score

Classification and evaluation of suspicious payment transactions in real time.

Behavior Score

Personalized score that predicts specific behaviors associated with abuse and fraud.

Data Model Enrichment

Enhancing models with new variables improves performance where data is scarce. Validating identity and risk at origination, detecting risk-related behavioral changes, and identifying up-selling opportunities.