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Payment Orchestration

Optimize your payments and connect your business to multiple providers, increase approval rates, and reduce fraud with an integrated solution that simplifies transactions and enhances security.

Companies that trust us

Intelligence to increase your revenue

Increase conversion

Generate more approvals with active subscription management, automated retries, and smart fallback, increasing authorized payments by up to 20%.

Reduce operational costs

Automate essential billing and financial reconciliation processes for greater efficiency.

Minimize delinquency

Reduce involuntary churn with orchestration that anticipates failures and ensures payment continuity.

Smart Routing & Resilient Transactions

Optimized, Resilient, Seamless

Optimizing Payment Costs

Reduce costs by smartly routing paymentsbased on pre-negotiated agreements and adaptive business rules.

Dynamic Business Rules

Bemobi acts as an acquirer, sub-acquirer, or router according to dynamic business rules to optimize costs.

Resilient Processing

Enhance resilience by maximizing transaction success rates through multi-provider strategies, automatically switching to backup acquirers or providers if the primary fails.

Dynamic Payment Gateway

Technology to enhance your transactions

Access to multiple acquirers

Connect to different acquirers to ensure higher approval rates, lower transaction costs, and increased security for your business.

Own sub-acquirer

A complete solution with proprietary sub-acquirers, processing payments directly without intermediaries and with better margins.

End-to-End Pix

Our solution plays an active role in the evolution of Pix in Brazil, acting both as a payment initiator for transactions and as an integrator of third-party Pix processors, ensuring greater flexibility.

Smart Retries and Recurrence Engine

Reduce failures and increase approvals

Recurring Payment Opt-in
Tokenization
Smart Retries
Payment Fallback

Adaptable Opt-in Journeys

Different journeys to authorize recurring payments, adaptable to each type of product and strategy to maximize conversion.

Guaranteed payment

Store secure tokens that enable future transactions even if a card expires or is lost, without requiring new customer data.

Stored data usage

Stored payment data allows you to offer and activate new services quickly, creating a more personalized customer experience.

Pix with biometrics

With Pix authorization via biometrics, payments become faster and more secure, reusing authentication for future transactions.

Failure-Based

Identifies the reason for payment failure and applies customized retry strategies.

Time-Based

Stored payment data allows you to offer and activate new services quickly, creating a more personalized customer experience.

BIN-Based Routing

Directs retries to issuers with higher success rates.

Automatic fallback

Automatically updates expired or declined credit cards to debit, without user intervention.

Incentivized fallback

Automatically suggests more effective payment options to complete the transaction, such as credit, debit, Pix, digital wallets, and more.

Installments - SNPL (Settle Now Pay Later)

Flexible installment options for your customers

Receive the full amount

Your customers can pay in up to 24 installments, while you receive the full transaction amount at once.

Service fee for users

The service fee for platform usage is included in the customer’s installment plan.

Ready for the Next Step?

We have a customer-centric solution designed to boost your revenue and strengthen your customer relationships.
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Simplify Payment Management
Transform your financial management with automated reconciliation, expert support, and payout control for greater efficiency.
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