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Payment Orchestration
Optimize your payments and connect your business to multiple providers, increase approval rates, and reduce fraud with an integrated solution that simplifies transactions and enhances security.
Companies that trust us
Intelligence to increase your revenue
Increase conversion
Generate more approvals with active subscription management, automated retries, and smart fallback, increasing authorized payments by up to 20%.
Reduce operational costs
Automate essential billing and financial reconciliation processes for greater efficiency.
Minimize delinquency
Reduce involuntary churn with orchestration that anticipates failures and ensures payment continuity.
Dynamic Payment Gateway
Technology to enhance your transactions
Access to multiple acquirers
Connect to different acquirers to ensure higher approval rates, lower transaction costs, and increased security for your business.
Own sub-acquirer
A complete solution with proprietary sub-acquirers, processing payments directly without intermediaries and with better margins.
End-to-End Pix
Our solution plays an active role in the evolution of Pix in Brazil, acting both as a payment initiator for transactions and as an integrator of third-party Pix processors, ensuring greater flexibility.
Smart Retries and Recurrence Engine
Reduce failures and increase approvals
Smart Retries
Failure-Based: Identifies the reason for payment failure and applies customized retry strategies.
Time-Based: Automatically reschedules the charge for the optimal moment to increase approval chances.
BIN-Based Routing: Directs retries to issuers with higher success rates.
Payment Method Fallback
Automatic fallback: Automatically updates expired or declined credit cards to debit, without user intervention.
Incentivized fallback: Automatically suggests more effective payment options to complete the transaction, such as credit, debit, Pix, digital wallets, and more.
Automated retries and recurrence can increase payment conversion by up to 20%
Recurrence management and incentive strategies
Incentive for recurring payment enrollment
Complete subscription lifecycle management
Failure recovery with retries and fallback
Installments - SNPL (Settle Now Pay Later)
Flexible installment options for your customers
Receive the full amount
Your customers can pay in up to 24 installments, while you receive the full transaction amount at once.
Service fee for users
The service fee for platform usage is included in the customer’s installment plan.
Tokenization and Payment Method Storage
Recurring payments with security and agility
Guaranteed payment
Store secure tokens that enable future transactions even if a card expires or is lost, without requiring new customer data.
Stored data usage
Stored payment data allows you to offer and activate new services quickly, creating a more personalized customer experience.
Pix with biometrics
With Pix authorization via biometrics, payments become faster and more secure, reusing authentication for future transactions.
High-level security
Complies with the highest industry standards, minimizing risks and increasing customer trust.
Data owned and exclusively used by the company
Security and Prevention
Protect your revenue and ensure every transaction
3DS (Three-Domain Secure)
Enhances online transaction authentication, reducing fraud risks and increasing acceptance rates.
Fraud prevention integration
Advanced tools that combine data and algorithms to detect and prevent fraud without compromising user experience.
Reduction of false positives
Optimization of fraud prevention processes to minimize unnecessary declines and maximize payment conversion.
Ready for the Next Step?
We have a customer-centric solution designed to boost your revenue and strengthen your customer relationships.
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Online Payment
Discover how Bemobi Pay simplifies online payments through multiple digital channels.
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In-Person Payment
Discover how Bemobi Pay simplifies in-person payments with Smart POS.
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Receive and Manage
Simplify Payment Management
Transform your financial management with automated reconciliation, expert support, and payout control for greater efficiency.
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