A new era of mobile payments: Pix biometric integrated into Bemobi Pay

A leap toward invisible authentication

In a landscape where user experience has become the primary competitive differentiator, Bemobi Pay establishes itself as a robust and highly adaptable platform for digital payments in emerging markets. Its latest integration with Pix biometric technology represents a strategic advancement in simplifying mobile transactions, offering end users a fast, secure, and frictionless payment experience.

What is Pix biometric and how does it integrate with Bemobi Pay?

The natural evolution of Pix over the years has led to its integration with biometric authentication methods. Pix biometric enables users to authorize payments with a single touch, using fingerprint or facial recognition directly from the digital wallet or at checkout—without the need to open their banking app.

Bemobi Pay embraces this innovation through its mobile SDK, as well as via integration with Google Pay. This enables:

• Automatic display of the previously registered Pix account.
• Selection of Pix Biometric as a payment method within Google Pay.
• Payment authorization via instant biometric validation.

Optimized top-up flow: Simplicity without compromising security

A practical example of using Pix Biometric is through mobile top-ups. The integration between Bemobi Pay and Google Pay with Pix biometric streamlines the top-up flow, removing user friction through a fast and seamless experience. The flow includes two alternatives:

• Alternative 1: The user selects "Pix" and the system presents the options to copy the Pix code or make the payment via Google Pay. In both cases, authorization is done with biometrics.
• Alternative 2: Google Pay automatically detects that Pix biometric is enabled and offers it as the preferred payment method. Once again, a single touch is enough to confirm.

Biometric validation replaces passwords or tokens, speeding up payment confirmation in milliseconds.

Technical and operational advantages

• Frictionless authentication: Eliminates the need to enter passwords or switch between apps.
• Reduced checkout abandonment: Minimizing steps and time increases the conversion rate.
• Compliance with biometric security standards: Aligned with Android and Google Pay policies.
• Continuous and scalable integration: Available via modular SDK, compatible with silent updates.

First authorization, continuous use

The first time a customer chooses to pay with Pix biometric, an initial authorization is required. This is the only time an explicit validation outside the payment environment is needed. Subsequently, any operation—such as a new top-up—can be executed with a simple touch, reducing friction for recurring payments.

The combination of biometric identification and banking interoperability within Bemobi Pay projects a future where digital transactions will not only be instant but also invisible, anticipating user needs and reinforcing their security without interruptions.

The integration of Pix via biometrics in Bemobi Pay, in addition to enhancing the user experience, represents an accessible and scalable standard of innovation for companies seeking to stay ahead in their payment processes and digital engagement.

Bemobi + Pix: Instant payments at your business’s fingertips

With over $8 billion in TPV processed annually, Bemobi stands out as an expert digital payment provider for recurring essential services across industries such as Telecommunications, Utilities, Education, ISPs, Healthcare, and Finance.

Pix, along with other payment methods, is an integral part of the omnichannel digital payment solution. For more information, we invite you to complete the following form and we will contact you shortly.