Bemobi announces the acquisition of Paytime and launches a new Payment as a Service (PaaS) unit

Strategic move strengthens Bemobi’s platform and reinforces its leadership in specialized payment solution

Bemobi (BMOB3) announces the acquisition of 50.1% of Paytime, the first no-code white-label fintech in Brazil and one of the main platforms for Embedded Payments and Payment as a Service (PaaS) in the Brazilian market. The operation marks the creation of Bemobi PaaS, the company’s new business unit, and takes place at the best moment in Bemobi's history, with strong acceleration of results throughout 2025.

With the launch of the new unit, Bemobi expands the reach of its platform and reinforces its positioning as one of the main companies for payment infrastructure specializing in recurring services in the country.

A strategic evolution of the Bemobi platform

Throughout 2025, we accelerated our results quarter after quarter. The arrival of Paytime adds a strategic layer of financial infrastructure to our ecosystem, accelerating the development of new products and expanding our reach into different verticals, now also with a partnership-based business model.

affirms Pedro Ripper, co-founder and CEO of Bemobi.

Through an integrated offering of software and payments, Bemobi develops more efficient, intelligent, and adherent payment journeys for essential sectors such as telecommunications, utilities, education, and healthcare. Currently, the company serves 15 of the 20 largest essential recurring services companies in Brazil.

Bemobi’s solutions are built on vertical specialization, integrating SaaS platforms acquired in recent years with Bemobi Pay, the central layer that organizes and optimizes the end-user payment experience.

Bemobi PaaS: Payments as strategic infrastructure

The integration of Paytime into the Bemobi Pay platform combines technology, infrastructure, and payment expertise, giving rise to the most complete PaaS solution in the Brazilian market.

With Bemobi PaaS, the company begins to operate in a B2B2B model, allowing partners such as software and SaaS companies, manufacturers, distributors, franchise networks, and digital banks to integrate Bemobi Pay into their own solutions.

The objective is clear: to offer complete, secure, and high-conversion payment experiences, without these partners needing to develop their own infrastructure for payments, billing, reconciliation, and anti-fraud.

This model accelerates Bemobi’s entry into new verticals, diversifies the company’s portfolio, and reinforces its role as a financial infrastructure platform for markets at different stages of digitalization.

Scale, continuity, and focus on partnerships

Paytime currently has over 700 active partners and approximately 300,000 connected establishments, moving an average annual TPV of R$ 15 billion. Its operation focused on SMBs will remain independent, maintaining its brand, focus, and agility, while the new corporate unit will operate within the Bemobi structure.

Leonardo Moreira Gomes, co-founder and CEO of Paytime, will continue to lead both fronts.

This union accelerates innovation and expands the reach of solutions, with no impact on current Paytime customers. At the same time, we gain scale, structure, and investment capacity to offer the market an end-to-end infrastructure that reduces barriers to the creation of financial products by large corporations

highlights Gomes

Payments as a competitive force

With this move, Bemobi reinforces its long-term vision:

to transform payments into a competitive force that drives business and transforms sectors