Intelligent Payments transform

SECTORS

A complete platform that simplifies and turns payments into competitive advantage, chosen by Latin America's largest companies.

Intelligent Payments transform

SECTORS

A complete platform that simplifies and turns payments into competitive advantage, chosen by Latin America's largest companies.

A complete platform that simplifies and turns payments into competitive advantage for Latin America's largest essential services.

Copel
Vivo
Sabesp
Grupo Salta
Equatorial Energia
TIM
Energisa
Claro
Light
Enel
Copel
Vivo
Sabesp
Grupo Salta
Equatorial Energia
TIM
Energisa
Claro
Light
Enel

Turning payments into a competitive advantage, driving businesses and transforming industries.

Turning payments into a competitive advantage, driving businesses and transforming industries.

Sector Specialization

Sector Specialization

Deep knowledge of every sector.

From regulation to collections, from each customer’s profile to the retention strategy.

Sector Specialization

Deep knowledge of every sector.

From regulation to collections, from each customer’s profile to the retention strategy.

Smart

Payments

Smart

Payments

Simpler payments for those who collect, for those who pay, and to unlock the value of every business.

Smart

Payments

Simpler payments for those who collect, for those who pay, and to unlock the value of every business.

Complete

Journey

Complete

Journey

An optimized experience from

end to end, from the collection

channel to internal systems.

Complete

Journey

An optimized experience from

end to end, from the collection

channel to internal systems.

AI-Native

Platform

AI-Native

Platform

Payments that learn with every transaction, ready for the era of AI agents.

AI-Native

Platform

Payments that learn with every transaction, ready for the era of AI agents.

Multiple methods. Multiple channels.
All integrated and orchestrated.

Multiple methods. Multiple channels. All integrated and orchestrated.

Omnichannel Payments

All payment methods.

On any channel, at any time.

ENERGY CO Bills

Address

R. Estevão Pedroso, 390

All

Paid

Pending

2

Overdue

March

Due on 04/10/25

US$ 20.30

Open

May

Due on 06/10/25

US$ 13.80

April

US$ 24.60

Paid

February

US$ 19.80

Paid

January

US$ 19.80

Paid

Previous year

October 2024

US$ 8.20

Paid

September 2024

US$ 23.80

Paid

August 2024

US$ 18.90

Paid

July 2024

US$ 16.90

Paid

June 2024

US$ 21.40

Paid

Total of 2 bills

US$ 34.10

Continue

Payment method

Payment method

Payment method

Mastercard

Credit

Up to 24 installments

Visa

Debit

Apple Pay

Pix

Nupay

Pix Automático

Itaú

Pix via biometrics

Google Pay

Boleto Bancário

More payment methods

Total of 2 bills

US$ 34.10

Continue

ENERGY CO

My bills

All

Paid

Pending

1

Rua Estevão Pedroso, 390

Supply no. 00981237

March

Due on 04/10/25

Overdue

US$

20.30

May

Due on 06/10/25

Open

US$

13.80

April

Paid with Pix Automático

Paid

US$

24.60

February

Paid with Pix Automático

Paid

US$

19.80

January

Paid with Google Wallet

Paid

US$

12.10

December 2025

Paid in 3 installments with Mastercard ending in 365

Paid

US$

18.80

Total for 2 bills

US$ 34.10

Continue

ENERGY CO

BRAND TELCO

HEALTH CO

Payment method

Av. São Luiz, 1.234

Customer no. 00981237

Rua Estevão Pedroso, 390

Supply no. 00981237

R. Santo Antônio Prudente

UC 00981237

Mastercard

Credit

Up to 24 installments

Connect your bank via OpenFinance

Visa

Debit

Ending 3456

Nupay

Fast integrated payment

Google Pay

Pay with your wallet

Apple Pay

Pay with your wallet

Click to Pay

Pay in one click

Pix in 1 click

Faster

Connect your bank via OpenFinance

Itaú • 1234567-0

Pix by biometrics linked

Pix Automático

Fast and easy payment

More payment methods

service.co/myaccount

Omnichannel Payments

All payment methods.

On any channel, at any time.

ENERGY CO Bills

Address

R. Estevão Pedroso, 390

All

Paid

Pending

2

Overdue

March

Due on 04/10/25

US$ 20.30

Open

May

Due on 06/10/25

US$ 13.80

April

US$ 24.60

Paid

February

US$ 19.80

Paid

January

US$ 19.80

Paid

Previous year

October 2024

US$ 8.20

Paid

September 2024

US$ 23.80

Paid

August 2024

US$ 18.90

Paid

July 2024

US$ 16.90

Paid

June 2024

US$ 21.40

Paid

Total of 2 bills

US$ 34.10

Continue

Payment method

Payment method

Payment method

Mastercard

Credit

Up to 24 installments

Visa

Debit

Apple Pay

Pix

Nupay

Pix Automático

Itaú

Pix via biometrics

Google Pay

Boleto Bancário

More payment methods

Total of 2 bills

US$ 34.10

Continue

ENERGY CO

My bills

All

Paid

Pending

1

Rua Estevão Pedroso, 390

Supply no. 00981237

March

Due on 04/10/25

Overdue

US$

20.30

May

Due on 06/10/25

Open

US$

13.80

April

Paid with Pix Automático

Paid

US$

24.60

February

Paid with Pix Automático

Paid

US$

19.80

January

Paid with Google Wallet

Paid

US$

12.10

December 2025

Paid in 3 installments with Mastercard ending in 365

Paid

US$

18.80

Total for 2 bills

US$ 34.10

Continue

ENERGY CO

BRAND TELCO

HEALTH CO

Payment method

Av. São Luiz, 1.234

Customer no. 00981237

Rua Estevão Pedroso, 390

Supply no. 00981237

R. Santo Antônio Prudente

UC 00981237

Mastercard

Credit

Up to 24 installments

Connect your bank via OpenFinance

Visa

Debit

Ending 3456

Nupay

Fast integrated payment

Google Pay

Pay with your wallet

Apple Pay

Pay with your wallet

Click to Pay

Pay in one click

Pix in 1 click

Faster

Connect your bank via OpenFinance

Itaú • 1234567-0

Pix by biometrics linked

Pix Automático

Fast and easy payment

More payment methods

service.co/myaccount

Get paid on WhatsApp with AI

Service becomes conversion, on Brazil's biggest messaging channel.

Today, 07:48

Good morning, Fábio! You have 2 open bills from March and May

2 overdue bills

US$34.10

March and May bills overdue, totaling US$ 34.10.

Go to payment

Go to payment

Pay with Visa

Card **** 3456

Total

US$ 34.10

Pay with Mastercard

Card **** 0208

Total

US$ 34.10

Pay with Google Pay

Card **** 0208

Total

US$ 34.10

Sabesp saved your card. This card and the payment are not managed by WhatsApp.

Confirm

ENERGY CO

BRAND TELCO

HEALTH CO

Payment completed
successfully!

Paid with Mastercard

Card **** 0208

Paid with Visa

Card **** 3456

Paid with Google Pay

Card **** 2832

Bills

March, May

Total

US$ 34.10

Close

WhatsApp logo.

ENERGY CO

Good morning, Fábio! You have 2 open bills totaling US$ 22.99.

now

Get paid on WhatsApp with AI

Service becomes conversion, on Brazil's biggest messaging channel.

Today, 07:48

Good morning, Fábio! You have 2 open bills from March and May

2 overdue bills

US$34.10

March and May bills overdue, totaling US$ 34.10.

Go to payment

Go to payment

Pay with Visa

Card **** 3456

Total

US$ 34.10

Pay with Mastercard

Card **** 0208

Total

US$ 34.10

Pay with Google Pay

Card **** 0208

Total

US$ 34.10

Sabesp saved your card. This card and the payment are not managed by WhatsApp.

Confirm

ENERGY CO

BRAND TELCO

HEALTH CO

Payment completed
successfully!

Paid with Mastercard

Card **** 0208

Paid with Visa

Card **** 3456

Paid with Google Pay

Card **** 2832

Bills

March, May

Total

US$ 34.10

Close

WhatsApp logo.

ENERGY CO

Good morning, Fábio! You have 2 open bills totaling US$ 22.99.

now

Orchestrated Pix

Today, accepting Pix is not enough. You need to orchestrate it intelligently.

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Orchestrated Pix

Today, accepting Pix is not enough. You need to orchestrate it intelligently.

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Pix Automático

Pix

Pix Biometrics

Pix – Google Pay

Payment Orchestration

Intelligence that increases approvals and revenue.

Santander
Click to Pay icon.

Payment Orchestration

Intelligence that increases approvals and revenue.

Santander
Click to Pay icon.
Map of Latin America made of lilac cubes.

PAYMENTS INTELLIGENCE

AI trained on payments with the largest recurring bills dataset in Latin America.

+US$ 2.7 billion

Processed per year

+1,600

active clients

76% of Brazil

connected to Bemobi

+US$ 2.7 billion

Processed per year

+1,600

active clients

85% of Brazil

connected to Bemobi

Map of Latin America made of lilac cubes.

PAYMENTS INTELLIGENCE

AI trained on payments with the largest recurring bills dataset in Latin America.

+US$ 2.7 billion

Processed per year

+1,600

active clients

76% of Brazil

connected to Bemobi

+US$ 2.7 billion

Processed per year

+1,600

active clients

85% of Brazil

connected to Bemobi

When payments become part

of the strategy, business accelerates.

When payments become part

of the strategy, business accelerates.

Otto ReuterVP of IT at Grupo Salta

“Integrating these solutions lets us raise the experience we give our customers, offering multiple journeys and payment methods in an agile, practical and secure way. The progress also improves on-time payment rates and strengthens the relationship of trust with our users.”

~4x transaction volume through digital methods
+3xcard share of revenue
Neoenergia
Sabesp

“We are expanding our service channels, but going beyond payment options, offering more agility, security and autonomy.”

Denis Maia
Executive Director of Sabesp
YDUQS
Hapvida

“This partnership reinforces Hapvida's commitment to making the member experience increasingly simple and seamless.”

Luccas Augusto Adib
CEO of Hapvida
Otto ReuterVP of IT at Grupo Salta

“Integrating these solutions lets us raise the experience we give our customers, offering multiple journeys and payment methods in an agile, practical and secure way. The progress also improves on-time payment rates and strengthens the relationship of trust with our users.”

~4x transaction volume through digital methods
+3xcard share of revenue
Neoenergia
Sabesp

“We are expanding our service channels, but going beyond payment options, offering more agility, security and autonomy.”

Denis Maia
Executive Director of Sabesp
YDUQS
Hapvida

“This partnership reinforces Hapvida's commitment to making the member experience increasingly simple and seamless.”

Luccas Augusto Adib
CEO of Hapvida

Integrated Journey

We integrate where your customers are and where
your operation runs

We integrate where your customers are and where
your operation runs

Payment is not just what happens in the middle of the transaction. It is the channel the bill arrives through, the method the payer chooses, and the integration with the biller's backoffice and collection systems.

We integrate where your customers are and where your operation runs

Payment is not just what happens in the middle of the transaction. It is the channel the bill arrives through, the method the payer chooses, and the integration with the biller's backoffice and collection systems.

ADVANTAGES

Channels, methods and systems connected in a single platform.

Real-time reconciliation and automatic bill settlement

A journey personalized for every profile and collection moment

Revenue predictability and operational efficiency

ADVANTAGES

Channels, methods and systems connected in a single platform.

Real-time reconciliation and automatic bill settlement

A journey personalized for every profile and collection moment

Revenue predictability and operational efficiency

Customer

Company

Channels

WhatsApp

Web

Mobile App

Smart POS

Payment Methods

Credit

Debit

Digital Wallet

Pix

Internal Systems

CRM

ERP

Billing

Collection

Transaction Completed

Customer

Channels

Payment Methods

Internal Systems

Company

WhatsApp

Web

Mobile Apps

Smart POS

NFC

Credit

Debit

Digital Wallet

Pix

Combined

CRM

ERP

Billing

Collection

In progress

Sector intelligence applied to the payments
of Brazil's largest operations

Sector intelligence applied to the payments
of Brazil's largest operations

US$ 2.7B+ TPV per year Run Rate Q4 25

US$ 2.7B+ TPV per
year Run Rate Q4 25

+

+

2.7

2.7

B

B

+200 million bills paid in the last 12 months

200

M

+85% of the Brazilian population is served by Bemobi clients

+

85

%

12 of the 15 largest essential services companies in Brazil

12

/15

12 of the 15 largest essential services companies in Brazil

12

/15

+85% of the Brazilian population is served by Bemobi clients

+

85

%

+200 million bills paid in the last 12 months

200

M

About bemobi

About bemobi

Turning payments
into competitive advantage.

Turning payments into competitive advantage.

Bemobi office with a sea view.
Bemobi office with a sea view.
Bemobi office with a sea view.

+63

+63

countries in operation

Brazilian technology with global
reach and local expertise.

BMOB3

top 3 in tech on b3

A technology and payments company,

publicly listed (B3 - Novo Mercado) since 2021.

BMOB3

top 3 in tech on b3

A technology and payments company,

publicly listed (B3 - Novo Mercado) since 2021.

Great Place to Work seal.

+1,000

people on our global team

Certified by GPTW as a great place to work since 2015.

Great Place to Work seal.

+1,000

people on our global team

Certified by GPTW as a great place to work since 2015.

SOME OF OUR ECOSYSTEM PARTNERS

Bemobi is redefining recurring payments and unlocking a new era in the essential services industry.

Bemobi is redefining recurring payments and unlocking a new era in the essential services industry.

Phone showing the payment method screen on a lilac armchair.

Smart checkout bemobi

Does your payment journey today
take you to the future?

Phone showing the payment method screen on a lilac armchair.

Smart checkout bemobi

Does your payment journey today
take you to the future?

Phone showing the payment method screen on a lilac armchair.

Smart checkout bemobi

Does your payment journey today
take you to the future?

The next generation of smart payments starts here.